About Us
Expert Fiduciary Guidance & Portfolio Management
We are a Registered Investment Advisory firm dedicated to delivering long-term outperformance through disciplined, research-driven investing. Annualitix provides fiduciary advice and portfolio management services to individuals and small businesses worldwide.
Our firm reflects the modern evolution of how people choose to conduct business today. By operating with a digital-first approach and leveraging internal research software alongside advanced communication and operational tools, we deliver our services efficiently and cost-effectively without compromising quality.
Our Services
Fiduciary Investment Advice
Fiduciary Investment Advice
Fiduciary Investment Advice
We deliver expert fiduciary advice in-person and via telewealth, guiding and managing your contributions with vision and discipline.
Custom Portfolios
Fiduciary Investment Advice
Fiduciary Investment Advice
Our firm provides managed portfolios, advising on securities selection, account types, rollovers, and the strategic use of leverage.
Web-Based Research Platform
Fiduciary Investment Advice
Web-Based Research Platform
We offer a subscription-based equity research and valuation app designed to help investors analyze stocks independently. (Launch: 2026)
Research Methodology
Working to Capitalize on Where the World will Be.
We selectively allocate capital to fast-growing sectors, compelling ideas, and industries aligned with our investment themes, with the objective of outperforming the S&P 500 over time. Our process integrates both qualitative and quantitative analysis, drawing on a broad range of financial metrics and company-specific characteristics.
Investments are evaluated against rigorous standards, emphasizing strong fundamentals, durable growth potential, and disciplined risk assessment. Through this research-driven framework, portfolios are constructed with the goal of enhancing long-term performance relative to broad market benchmarks.
Investment Themes
Our Founder & CEO
SEBASTIAN GARCES
"The most important and rewarding part of being an investment advisor representative is empowering clients with financial knowledge and guiding them toward achieving their economic goals. I take pride in helping people make informed decisions and build lasting financial confidence."
"I began my career over 20 years ago as a research intern at an investment advisory firm. Over the past decade, I’ve worked directly with numerous clients, gaining insight into their unique goals and challenges. The overall experience inspired me to create my own shop; Annualitix, where I work to help clients make their financial ambitions a reality."